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Terms and Conditions For Online Payments
  • Terms & Conditions
    Please read these terms carefully before using the online payment facility. Using the online payment facility on this website indicates that you accept these terms. If you do not accept these terms do not use this facility.

    All payments are subject to the following conditions:‐
    • All Fees quoted are in Indian Rupees. The St. Joseph's Convent School Kotma reserves the right to change thefees as per government directions.
    • Your payment will normally reach the St. Joseph's Convent School Kotma account within two working days.
    • St. Joseph's Convent School Kotma is not responsible for any delay in receipt of fee payment due to incorrect account number or incorrect personal details. The St. Joseph's Convent School Kotma also cannot accept liability if payment is refused or declined by the credit/ debit card supplier for any reason.
    • In no event will the St. Joseph's Convent School Kotma be liable for any damages whatsoever arising out of the use, inability to use, or the results of use of this site, any websites linked to this site, or the materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages.

    Refund Policy

    • Refunds, if applicable, at the discretion of the Management, will only be made to the debit/credit card used for the original transaction. For the avoidance of doubt nothing in this Policy shall require the St. Joseph's Convent School Kotma to refund the Fees (or partthereof) unless such Fees (or part thereof) have previously been paid.


    • The total e‐payment online transactions are executed using state of the art technology (SSL) to ensure secured transaction.

    Service Provider

    • The St. Joseph's Convent School Kotma is not directly involved in the online payment but through service provider (Billdesk through Indian Bank).
    • In the event that the Student does not receive confirmation within 14 days of making the payment it is the responsibility of the Student to check with the St. Joseph's Convent School Kotma that the payment has been accepted.
    • The Student shall remain responsible for the Tuition Fees until such time as the confirmation as referred to above is received from the St. Joseph's Convent School Kotma in relation to each of these and any outstanding amounts owed to the St. Joseph's Convent School Kotma .

    Privacy Policy

    • This Privacy Policy applies to all of the products, services and websites offeredby St. Joseph's Convent School Kotma. Sometimes, we may post product specific privacy notices or Help Centre materials to explain our products in more detail.
    • If you have any questions about this Privacy Policy, please feel free to contact us through our website or write to us at

    Website Detail:

    • The St. Joseph's Convent School Kotma ensures upto date information on CET 2013 and reserves the right to update/ modify/ delete at any time.
    • Please note that the St. Joseph's Convent School Kotma holds no responsibility for incorrect or no longer correct statements, quotes or descriptions and thereby excludes liability for any losses resulting from such wrong information.
    • Further, St. Joseph's Convent School Kotma has every right to bring about legal action on students who misuse / alter / reproduce the content/ information available on the website

    Data Privacy Policy

    • The St. Joseph's Convent School Kotma ensures the data privacy policy as per government norms prevalent to time to time.

    List of Products / services sold and their Pricing



Transaction Processing Fees


Visa, MasterCard based Credit Card payments

1.5% + GST


Visa, MasterCard based Debit Card payments

0.85%+ GST

1.10% + GST


Internet Banking based payments

Rs. 20 + GST


Mobile Wallets

1.5% +GST

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